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September 8th, 2007 12:55 PM #1
Also, does buying things online using your credit cards put you in a risk?
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Tsikoteer
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September 8th, 2007 01:23 PM #2remember the movie "The Net" seems like just a sci-fi pero ngayon reality na...
kakatakot ah twing bumibili pa naman kami ng airline tickets thru internet
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Tsikot Member Rank 4
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September 11th, 2007 06:50 AM #4
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September 11th, 2007 09:15 AM #6
In no particular order:
1. Buy at trusted, reliable and more famous sites. HTTPS/SSL always.
2. Do not store your confidential information on a computer that you also use for surfing and file sharing. If you only have one computer, don't use file sharing. Or if at all, make sure you are only sharing a folder, not your entire computer. Encrypt your confidential files with PGP or some other public key encryption software.
3. Go to www.annualcreditreport.com every four months to get your free credit report from one of the top 3 credit reporting agencies (if you are in the US). Get only one as they synch up every now and then. E.g. Experian in January, TransUnion in May, Equifax in September. For 30 bucks you can probably get a monthly update. Some banks offer this as well.
4. Keep checking your credit cards and bank accounts at least once a week online.
5. It may be more secure to transact online than in stores. Stores have the human element - the cashier/waiter can surreptitiously make a copy of your card. If you follow 1) it will be less likely that a hacker can get your info. Until of course the human element comes into play and some stupid employee copies all the data into an unprotected local drive.
6. Stop paper bills. Go online. Saves paper. Saves trees. Saves you from other people looking into your trash, or worse, your mail.
7. Do not transact financial business (e.g. looking at your online account) while on free WiFi hotspots, or any free Internet connection for that matter, unless you go through VPN.
8. Keep your machine's bluetooth off until you need it.
9. Sign up at www.donotcall.gov, and that other registry so that you don't get pre-screened for credit card offers.
10. Do not post personally identifiable information on forums.
11. Do not send any confidential information through email. Remember, email is not secure. It jumps from server to server until it gets to the destination. On any server it passed it can be opened.
12. If some form or some agent asks for your SSN and it's not the government, ask for their privacy policy. Do not carry your card around with you either.
Not an exhaustive list but it's a start.
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September 11th, 2007 10:34 AM #8
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September 12th, 2007 01:58 AM #9
13. Enable encryption on your personal wireless network.
14. Do not give out personal information if you did not initiate the call. For example, if a tele-marketer asks for your credit card number, ask for a number to call them back. Better still, don't call back. High pressure sales will likely be for useless items. Or fraudulent.
15. When you end your lease, ask for your records. They have your SSN and will probably just store your file in an unsecured drawer.
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