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This car was properly parked on a legal parking area. Then I just went to a shop nearby to get some stuff, and when I returned I noticed a huge dent on the hatch. Tsk, tsk, tsk... Pity...
http://pics.montypics.com/mtarlac/20...9_LaVita01.jpg
http://pics.montypics.com/mtarlac/20...3_LaVita02.jpg
This car is insured naman. Usually how much would the participation fee be if I forward the car to the insurance versus the cost would I spend for a third party mechanical shop?
Claim it from your insurance, an over estimated cost would be 10k for the painting and restoration process. Multiply by 5% since your vehicle is under a year old. (2 year old vehicles have 8% participation fee on some insurance companies).
Versus, PDR which will cost you 2k and will not remove any cornered dents and paints. If you opt for a third party painter, which would cost you almost the same.
tangnang mga hit and runners iyan, that's the 2nd type of persons i hate.
i beg to disagree, own damage claims are charged a fix 0.5% (for passenger cars) of the vehicle's insured amount as participation fee. commercial vehicles rate is 1%. for vehicles more than 5 yrs old, you will be charged for the depreciation (don't know how to compute this) on top of the participation fee.Quote:
Originally posted by Ungas
Claim it from your insurance, an over estimated cost would be 10k for the painting and restoration process. Multiply by 5% since your vehicle is under a year old. (2 year old vehicles have 8% participation fee on some insurance companies).
so in sHoCkAbSoRbEr's case, i believe the car is less than 2 yrs, with an estimated insured amount of 550,000.00, the participation will be less than 3,000.00
grabe naman mga hit & runners na yan, walastik bago pa naman ng CAR ni Ate Shock. post ka ulit ng picture after ng repair Ate Shock...
Personally, I would rather have the damage PDR'd rather than run the risk of bad paint matching and dissimilar aging over time.
I can only see one creased dent from the photo. If the PDR person can take that out, he can take out the rest of the dents.
sa car ko which has a comprehensive insurance, the participation was P3500. maximum cash out yun, plus of course the necessary miscelaneous expenses on getting a police report, pictures, etc. you will need a police report if you want to claim from insurance.
agree ako kay sir otep..PDR..
Yung hood kasi ng AE92 ng resident dito sa UST nagkaron ng paint imperfection nung bago pa. Ni-repaint ng casa. Ngayon ang pangit na. Lumabas ang ang hindi pagka-match. Kaya as much as possible ayoko galawin ang pintura, eh.
ako din.. pdr yan.. kaya siguro yan.. ndi na halata.. but hingin mo pera sa insurance for painting:)