What is your average monthly expenses and how much do you save?

[_Cathy_]

I use glass containers. I don't like eating in plastic. I don't warm my food though because I avoid using the microwave. Mabigat nga lang.

[holdencaulfield]

I use glass containers. I don't like eating in plastic. I don't warm my food though because I avoid using the microwave. Mabigat nga lang.

ganyan din gamit ni esmi noon yung pyrex like containers. kaya lang nababadtrip siya sa bigat kaya ngayon plastic nalang, lock n lock or disposeable containers.

gumamit din si esmi ng mga insulated food containers. bulky rin. eh rider si esmi ng LRT kaya no puwede.

[Jun aka Pekto]

My retirement pension (plus disability) pays all the bills and mortgage. The salary of my current job goes to the wife who also has her own salary.

In short, I get nothing. Good thing the wife lets me indulge sometimes. I just assembled two new PCs for the kids.

Actually, there's plenty left over from my retirement stuff. But, the wife gets to keep them too.

[dreamur]

Company pension plan is also a good benefit but there is a vesting period. Sa akin 10 years of service you get 50% and 5% escalation per year. So I need to work for 20 years to get 100% of my base salary. Taxable pa yan unless you reach the age of 50. Eh, 7 yrs pa lang ako so kaya ko pa kaya another 13 years? By then going 60 na ako. Wala pa naman ramp for PWD ang office namin.

[dreamur]

Of course. But don't do it just for savings, do it to be healthy. I bring my lunch from Monday to Thursday because I have a specific menu that I eat. I also don't like fast food because I am scared of sodium. The only time I am always eating fast food is when there is twister fries On weekends I eat normal food so I join my friends/colleagues and they always let me choose which restaurant I want to go to My colleagues spend about the same amount you do but not fast food. What do you eat sa fast food that it costs P300-400? There are a lot of casual restaurants that are cheap like Uncle Cheffy, Banapple, Kanin Club, Mesa, Bubble Tea etc. Fast food for me is Jollibee, McDonalds. Chowking, Shakey's, Pizza Hut, KFC, Wendy's etc.

Well, not that kind of fastfood Cat. I consider Mozu, Harvest, Chicken Charlie, Max's and even SB sandwiches as fastood because they prepare their products almost the same way as McDo/Jabee. The restaurants at Serendra are good but they are already expensive for me if done regularly. Pang weekends lang un with family.

[Juan Martinez]

In the PNP, if you have a rank of SPO4 when you retire after 30 years of service, you'll receive a monthly salary of a police inspector until you die. if your wife will survive you she'll receive your monthly pension until she remarries or dies. aside from that, on top of the lump sum equivalent to 5 years of your monthly pension, you'll receive the monetary value of your accumulated leave peg at 1.5M more or less.
if your the chief PNP, you'll receive a monthly pension of more or less 100k plus the monetary value of your accrued leave peg at 4M more or less and lumpsum of 100k times 60 months (5 yrs) lumpsum.
the good thing in the PNP or AFP, the mandatory age of retirement is 56.

[kimbon]

Buy a good quality food container. There are designs that can keep food warm for many hours. Some even let you cook rice, you pour hot water and raw rice into it.

yup ganyan din dati ang ginagamit kong food cointainer, Tiger Brand good quality pero medyo pricey lang. Nung sales executive ako lagi on the go kaya kahit saan abutan na ng lunch, sa loob na ko ng car kumakain open a/c. feeling ko kumakain na rin sa fancy restaurant habang may playing music pa pagtapos kumain sabay siesta 5 to 10 mins

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Buy a good quality food container. There are designs that can keep food warm for many hours. Some even let you cook rice, you pour hot water and raw rice into it.

yup ganyan din dati ang ginagamit kong food cointainer, Tiger Brand good quality pero medyo pricey lang. Nung sales executive ako lagi on the go kaya kahit saan abutan na ng lunch, sa loob na ko ng car kumakain open a/c. feeling ko kumakain na rin sa fancy restaurant habang may playing music pa pagtapos kumain sabay siesta 5 to 10 mins

[CLAVEL3699]

I use tiger Brand also sa food and drink.

Sa food nasa 12hours pag mainit and sa tubig 24 hours malamig pa din sya.

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I use tiger Brand also sa food and drink.

Sa food nasa 12hours pag mainit and sa tubig 24 hours malamig pa din sya.

[dreamur]

In the PNP, if you have a rank of SPO4 when you retire after 30 years of service, you'll receive a monthly salary of a police inspector until you die. if your wife will survive you she'll receive your monthly pension until she remarries or dies. aside from that, on top of the lump sum equivalent to 5 years of your monthly pension, you'll receive the monetary value of your accumulated leave peg at 1.5M more or less.
if your the chief PNP, you'll receive a monthly pension of more or less 100k plus the monetary value of your accrued leave peg at 4M more or less and lumpsum of 100k times 60 months (5 yrs) lumpsum.
the good thing in the PNP or AFP, the mandatory age of retirement is 56.

Wow! The wife of one of my inlaws (wifey's side) retired as a police inspector. No wonder she left her medical profession to join the PNP handling the neuro screening. Her children are now in the PNP as well and the daughter holds a P/inspector rank (also on Neuro).

[Juan Martinez]

^I know somebody who retired as senior superintendent (full colonel in the afp) who's a lawyer. he was appointed in the judiciary as rtc judge. at 56, still young. when he retired in the judiciary at 70, doble yung monthly pension niya-- from PNP and SC. but when I saw him couple of weeks he looks like 90 years old.