Sweldo Na Naman.....

**_Cathy_** · May 22nd, 2017 02:27 PM

Originally Posted by remzam

Mahilig ka mag Amazon and other online orders. Small stuff adds up and until it's too late, you'll realize malaki na pala nagastos/utang mo sa CC.

Base sa mga posts mo i think you work in a bank or a financial institution. Dapat financially literate ka rin Cath.

May kaibigan ako siguro doble sahod sa akin. Pero mas marami pa ako ipon kesa sa kanya. Yes factor ang sweldo. Pero kung gastador pa rin, wala talaga maiipon. Mataas sweldo mataas lifestyle costs. Yung iba mas mataas ang lifestyle cost kesa sa sweldo, negative pa. Payong forum lang.

But in the end, your money, your gastos. Pinaghirapan mo rin naman yan. No judgment

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What I'm proud of is I have 0 debt. I pay for my CC in full and I also take advantage of cash discounts

Yun nga lang, I don't have savings to buy a car or condo

I have small amount in USD and EUR given to me by my family (cash gift) Bonus lang kasi namin nasa save ko, ang problema this year wala kami performance bonus

**CVT** · May 22nd, 2017 02:28 PM

Even if you earn a million dollars a month;

If you spend a million and one dollars a month;

You'd still be a pauper.

**_Cathy_** · May 22nd, 2017 02:31 PM

Originally Posted by CVT

Even if you earn a million dollars a month;

If you spend a million and one dollars a month;

You'd still be a pauper.

boss, where's my chocolate

**shadow** · May 22nd, 2017 02:32 PM

YOLO!

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**CVT** · May 22nd, 2017 02:36 PM

Originally Posted by shadow

YOLO!

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Kaya wala nang convert-convert!

Yeah!

**_Qwerty_** · May 22nd, 2017 02:37 PM

Ok lang yan Cath kasi single ka pa.. enjoy everything.. and tama basta wala kang utang..

Ibang usapan na yan kung magkaka family ka na.. pero madali yan.. just get a husband na mayaman.. para kahit di ka mag work.. ok pa din..

**remzam** · May 22nd, 2017 02:39 PM

Di ba sa mga financial literacy talks, parati nila sinasabi, your minimum target for savings dapat is at least six months of your salary. Para mawalan ka ng trabaho or maisip mo mag resign bigla for whatever reason, buhay ka, and you ha e six months to get another job. Or six months to bum around without asking money from your parents until you get a new job.

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**shadow** · May 22nd, 2017 02:44 PM

Originally Posted by CVT

Kaya wala nang convert-convert!

Yeah!

Ganyan dapat! [emoji39]

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**_Cathy_** · May 22nd, 2017 02:48 PM

Originally Posted by _Qwerty_

Ok lang yan Cath kasi single ka pa.. enjoy everything.. and tama basta wala kang utang..

Ibang usapan na yan kung magkaka family ka na.. pero madali yan.. just get a husband na mayaman.. para kahit di ka mag work.. ok pa din..

Mahirap ata mag asawa ng mayaman. Gusto ko yung same lang namin or a little higher. Pero seriously I will be the happiest person on earth if I had a husband who would let me be a housewife. I will really worship him and treat him like a king for giving me my dream life. Fantasy ko yan talaga pagsisilbihan ko na wala na siyang masasabi. Pati toothpaste sa toothbrush ihahanda ko na. Lutuin ko whatever food he wants for the day then I'll go to the gym, then grocery then when he gets home ***y time. Hahaha. That's the perfect life!

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**shadow** · May 22nd, 2017 02:49 PM

Ewan ko bakit Marami takot sa utang. Sa sobrang bilis umutang sa bank take advantage of it. Halos lumuhod na bangko ngayon para umutang ka lang sa kanila.

It's a tool. Just used it wisely. You can even negotiate with them to lower interest rate.

I'm just saying sayang ngayon opportunity kung kumikita ka Naman take advantage mo line of credit sa banks.

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