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May 22nd, 2017 01:22 PM #1
Dati 50% pero ngayon kasi ako na nagbabayad ng gas ko. Yung PMS minsan ako na rin. Saka yung nag alaga sakin since baby ako matanda na ngayon and I pay for all her medical needs (check up, meds, allowance etc). Pag nag grocery ako ako na din nagbabayad. Yung fat lab ko malaki din expense ko. Di ko rin alam pero wala talaga natitira. Hindi naman ako mahilig mag gimik or travel.
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May 22nd, 2017 02:18 PM #2Mahilig ka mag Amazon and other online orders. Small stuff adds up and until it's too late, you'll realize malaki na pala nagastos/utang mo sa CC.
Base sa mga posts mo i think you work in a bank or a financial institution. Dapat financially literate ka rin Cath.
May kaibigan ako siguro doble sahod sa akin. Pero mas marami pa ako ipon kesa sa kanya. Yes factor ang sweldo. Pero kung gastador pa rin, wala talaga maiipon. Mataas sweldo mataas lifestyle costs. Yung iba mas mataas ang lifestyle cost kesa sa sweldo, negative pa. Payong forum lang.
But in the end, your money, your gastos. Pinaghirapan mo rin naman yan. No judgment
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May 22nd, 2017 02:27 PM #3
What I'm proud of is I have 0 debt. I pay for my CC in full and I also take advantage of cash discounts
Yun nga lang, I don't have savings to buy a car or condo
I have small amount in USD and EUR given to me by my family (cash gift) Bonus lang kasi namin nasa save ko, ang problema this year wala kami performance bonus
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May 22nd, 2017 02:28 PM #4
Even if you earn a million dollars a month;
If you spend a million and one dollars a month;
You'd still be a pauper.
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