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  1. Join Date
    Jul 2007
    Posts
    57,241
    #1
    Quote Originally Posted by _Qwerty_ View Post
    kahit gano kalaki or kaliit ang sweldo.. dapat matuto lang mag budget.. save save save lang yan.. save mo kalahati then pagkasyahin mo lang yung kalahati sa lahat nang gastusin mo..

    lalo na kung single pa.. tapos nakatira ka pa sa parents mo.. walang monthly expense for food, house etc.. pati maintenance nang car and parking libre? malaki dapat ma sa save mo nyan..
    Dati 50% pero ngayon kasi ako na nagbabayad ng gas ko. Yung PMS minsan ako na rin. Saka yung nag alaga sakin since baby ako matanda na ngayon and I pay for all her medical needs (check up, meds, allowance etc). Pag nag grocery ako ako na din nagbabayad. Yung fat lab ko malaki din expense ko. Di ko rin alam pero wala talaga natitira. Hindi naman ako mahilig mag gimik or travel.

    Sent from my GT-N7100 using Tapatalk

  2. Join Date
    Jan 2013
    Posts
    1,851
    #2
    Quote Originally Posted by _Cathy_ View Post
    Dati 50% pero ngayon kasi ako na nagbabayad ng gas ko. Yung PMS minsan ako na rin. Saka yung nag alaga sakin since baby ako matanda na ngayon and I pay for all her medical needs (check up, meds, allowance etc). Pag nag grocery ako ako na din nagbabayad. Yung fat lab ko malaki din expense ko. Di ko rin alam pero wala talaga natitira. Hindi naman ako mahilig mag gimik or travel.

    Sent from my GT-N7100 using Tapatalk
    Mahilig ka mag Amazon and other online orders. Small stuff adds up and until it's too late, you'll realize malaki na pala nagastos/utang mo sa CC.

    Base sa mga posts mo i think you work in a bank or a financial institution. Dapat financially literate ka rin Cath.

    May kaibigan ako siguro doble sahod sa akin. Pero mas marami pa ako ipon kesa sa kanya. Yes factor ang sweldo. Pero kung gastador pa rin, wala talaga maiipon. Mataas sweldo mataas lifestyle costs. Yung iba mas mataas ang lifestyle cost kesa sa sweldo, negative pa. Payong forum lang.

    But in the end, your money, your gastos. Pinaghirapan mo rin naman yan. No judgment

    Sent from my ONEPLUS A3000 using Tapatalk

  3. Join Date
    Jul 2007
    Posts
    57,241
    #3
    Quote Originally Posted by remzam View Post
    Mahilig ka mag Amazon and other online orders. Small stuff adds up and until it's too late, you'll realize malaki na pala nagastos/utang mo sa CC.

    Base sa mga posts mo i think you work in a bank or a financial institution. Dapat financially literate ka rin Cath.

    May kaibigan ako siguro doble sahod sa akin. Pero mas marami pa ako ipon kesa sa kanya. Yes factor ang sweldo. Pero kung gastador pa rin, wala talaga maiipon. Mataas sweldo mataas lifestyle costs. Yung iba mas mataas ang lifestyle cost kesa sa sweldo, negative pa. Payong forum lang.

    But in the end, your money, your gastos. Pinaghirapan mo rin naman yan. No judgment

    Sent from my ONEPLUS A3000 using Tapatalk
    What I'm proud of is I have 0 debt. I pay for my CC in full and I also take advantage of cash discounts Yun nga lang, I don't have savings to buy a car or condo I have small amount in USD and EUR given to me by my family (cash gift) Bonus lang kasi namin nasa save ko, ang problema this year wala kami performance bonus

  4. Join Date
    Dec 2005
    Posts
    39,163
    #4


    Even if you earn a million dollars a month;

    If you spend a million and one dollars a month;

    You'd still be a pauper.


  5. Join Date
    Jul 2007
    Posts
    57,241
    #5
    Quote Originally Posted by CVT View Post


    Even if you earn a million dollars a month;

    If you spend a million and one dollars a month;

    You'd still be a pauper.

    boss, where's my chocolate

Sweldo Na Naman.....