Bakit ka badtrip today?

**_Cathy_** · July 20th, 2019 11:22 AM

Originally Posted by shadow

Before nun '90s citibank will increased on the spot if you call them of course within certain limit lang. Meron silang certain amount na in the spot increase pag declined card mo.

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Bihira kasi may card nung 90s, status symbol pa if you have a gold card (and up). My Kuya, ex and friend worked in the cards department in the 90s kasi.

**shadow** · July 20th, 2019 11:34 AM

Originally Posted by _Cathy_

Bihira kasi may card nung 90s, status symbol pa if you have a gold card (and up). My Kuya, ex and friend worked in the cards department in the 90s kasi.

For me lang ha. Everybody should have a CC na nowadays. Awkward lang kasi tingnan na magbayad pa ng cash pag sa resto.

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**_Cathy_** · July 20th, 2019 11:41 AM

Originally Posted by shadow

For me lang ha. Everybody should have a CC na nowadays. Awkward lang kasi tingnan na magbayad pa ng cash pag sa resto.

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Yup it's so basic like owning a phone, kahit blue collar meron. I don't know why hindi nahihiya ex ko na at his age wala siyang card. Sa bagay, di nga siya nahihiya na mid 40s na siya allowance basis pa siya. Unbelievable

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**dr. d** · July 20th, 2019 11:44 AM

Originally Posted by _Cathy_

Bihira kasi may card nung 90s, status symbol pa if you have a gold card (and up). My Kuya, ex and friend worked in the cards department in the 90s kasi.

i declined their offer for a CC upgrade.
same reason as yours.
"anti-fraud protection".

**cast_no_shadow** · July 20th, 2019 11:45 AM

Originally Posted by shadow

For me lang ha. Everybody should have a CC na nowadays. Awkward lang kasi tingnan na magbayad pa ng cash pag sa resto.

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Hindi ko gets why awkward?

If I have cash, will still pay in cash. Mas mabilis, lalo na if no or minimal change lang yung sobra sa binayad ko.

May mga kakilala ako na until now walang credit card, they are doing fine naman. Yun lang may perks na hindi nila ma-enjoy. Points, discounts, 0% instalments.

But yes I agree everybody should have one. For me more of pang emergency siya.

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**_Cathy_** · July 20th, 2019 11:47 AM

Originally Posted by cast_no_shadow

Hindi ko gets why awkward?

If I have cash, will still pay in cash. Mas mabilis, lalo na if no or minimal change lang yung sobra sa binayad ko.

May mga kakilala ako na until now walang credit card, they are doing fine naman. Yun lang may perks na hindi nila ma-enjoy. Points, discounts, 0% instalments.

But yes I agree everybody should have one. For me more of pang emergency siya.

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Awkward to use cash when you are the one paying (date or treat etc) Hirap i explain pero I agree na awkward hehe

Dunno how adults go about without a card, unlike tulad ng ex ko na c/o lahat sa magulang. When you buy online, check in sa hotel, plane tickets, huge purchases card ang gamit

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**vinrem** · July 20th, 2019 11:48 AM

Originally Posted by dr. d

what happens if you do call 89-100?
does the increased credit limit get granted immediately?

Last year I called up 89-100 and ask for a credit increase, after a few days they increased my credit limit, but it really depends on you credit standing if it's good or not.

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**dr. d** · July 20th, 2019 11:48 AM

Originally Posted by shadow

For me lang ha. Everybody should have a CC na nowadays. Awkward lang kasi tingnan na magbayad pa ng cash pag sa resto.

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for me naman,
nothing awkward about handing over money. the folks i treat don't seem to mind, either.
i pay cash whenever i can.
it prevents me from spending too much.
it also helps keep the wallet thin and manage-able.

i have a CC. i use it only when i have to.

**dr. d** · July 20th, 2019 11:50 AM

Originally Posted by vinrem

Last year I called up 89-100 and ask for a credit increase, after a few days they increased my credit limit, but it really depends on you credit standing if it's good or not.

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...so it's not as instantaneous as we wish it to be...

**vinrem** · July 20th, 2019 11:51 AM

Originally Posted by dr. d

nothing awkward about handing over money. the folks i treat don't seem to mind, either.
i pay cash whenever i can.
it prevents me from spending too much.

i have a CC. i use it only when i have to.

Same tayo doc, I pay cash, I just use my cc to buy plane tickets or if I want to buy some things online, pero pag nasa pinas ako, I just pay cash.

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