need advice: anong gagawin sa fiscal?

**macsd** · March 27th, 2009 09:19 PM

Originally Posted by badkuk

any resident lawyers here? actually kaso po siya ng isang HSmate ko. pwede po bang paconsult via PM na lang? i'm not comfortable with disclosing the facts since i'm not directly involved naman. pasensiya na po, likas po sa akin ang pagiging paranoid B)

basically nainvolve kasi siya sa traffic accident -- me narear end siya on the fast lane . the driver clearly went on full stop kaya nabangga niya. damage was relatively minor, and nakipag areglo na siya, so he was quite surprised to get a call from the traffic investigator, who elevated the case to the fiscal.

tingin ko malabo ung kaso, pero, no offense to anyone, alam mo naman ung mga nangyayari dito...

what is the purpose the insurance if they cannot handle such a problem? ipasa nyo ang problema sa insurance, than worry it your self. damage to property lang ang kaso and that is what insurance are for. don't tell me walang insurance yung sasakyan.

**badkuk** · March 27th, 2009 09:46 PM

Originally Posted by macsd

what is the purpose the insurance if they cannot handle such a problem? ipasa nyo ang problema sa insurance, than worry it your self. damage to property lang ang kaso and that is what insurance are for. don't tell me walang insurance yung sasakyan.

nag lapse kasi comprehensive insurance niya, and was gonna get TPL the following week -- medyo namahalan coz medyo old na ung car...then the accident happened. Caught in transit ika nga

**macsd** · March 30th, 2009 11:06 AM

Originally Posted by badkuk

nag lapse kasi comprehensive insurance niya, and was gonna get TPL the following week -- medyo namahalan coz medyo old na ung car...then the accident happened. Caught in transit ika nga

bro, pasencya kna pero pakilala mo sa akin yung friend mo at babatukan ko lang. bakit pati tpl expired eh kasabay palagi yun ng registration, meaning u can't register the vehicle without a tpl insurance. if such is the case, then expired na rin registro ng kotse. tama lang makulong yang friend mo, matuto ng aral, tatanga tanga eh.

**rst619** · March 30th, 2009 12:41 PM

Originally Posted by macsd

bro, pasencya kna pero pakilala mo sa akin yung friend mo at babatukan ko lang. bakit pati tpl expired eh kasabay palagi yun ng registration, meaning u can't register the vehicle without a tpl insurance. if such is the case, then expired na rin registro ng kotse. tama lang makulong yang friend mo, matuto ng aral, tatanga tanga eh.

uso na yata batukan dito a lol

ah malaki nga tsansa ma refile yan kahit nag desist na main complainant lalo na kung talaga palang unregistered pa ung car.

**Galactus** · March 30th, 2009 03:15 PM

nag lapse kasi comprehensive insurance niya, and was gonna get TPL the following week -- medyo namahalan coz medyo old na ung car...then the accident happened. Caught in transit ika nga

bro, pasencya kna pero pakilala mo sa akin yung friend mo at babatukan ko lang. bakit pati tpl expired eh kasabay palagi yun ng registration, meaning u can't register the vehicle without a tpl insurance. if such is the case, then expired na rin registro ng kotse. tama lang makulong yang friend mo, matuto ng aral, tatanga tanga eh.

Iba ang comprehensive insurance sa TPL. Compulsory ang TPL for registration, but not comprehensive insurance. According to the TS, yung latter ata yung expired (at least to my understanding).

Usually, sabay talaga ang renewal sa TPL sa registration, but you can get compre insurance at any time, provided na may insurable value pa ang sasakyan. But some insurance companies decline to provide coverage for cars over 10 years old.