Quote Originally Posted by ///MPower View Post
Don't like it? Shop somewhere else. That is the nature of capitalism. Just don't fool yourself into thinking that shops add a surcharge because they care so much about cash paying consumers.



- You don't have to carry cash around.
- Large purchases don't require you to make a trip to the bank, or several withdrawals at the ATM.
- If your wallet is lost or stolen, you only lose the card, not the money it represents.
- Credit cards offer charge back for merchants that don't deliver.
- A lot of cards offer cash back rewards or frequent flyer miles.
- You have a detailed account statement; useful for tracking spending.
- Online purchases.
- Helps you build credit for bigger loans.
- Useful when you need money in a pinch.

What's not to like?
My goodness. I really should open a business for customers like you. Better yet, I should establish a CC company of my own. What's not to like ? I get 10% of every peso you spend by relieving you of the terrible weight of carrying a few bills. For 10 % of every peso you spend I offer you some brownie points which will encourage you to spend more for the PRIZE ! I'll even help you to count the money you spent because you no can't be bothered by keeping receipts to tell you where you let your money go. Besides, you'll never figure out that 10% of that went to me. You'll actually be gratefull that I sent you a summary of all your spendings. I'm your friend. I'll even help you find more ways to spend, like online shopping. Why shop local when you can shop worldwide. Plus I throw in another PRIZE. I'll tell others you're a good spender, if you spend enough and actually manage to pay for it all. Anyway, if you fail to pay on time, I can always charge you another 10 or 15%. These are only numbers. The more customers I have like you, the more commissions I get and if I get enough people like you, I can force my way with all the people who are so selfish that they would deny me my 10%. And don't you worry if you're a bit short. You have automatic bridge financing that will allow you to continue spending.

What a great customer you are and all I get is a miserable little 10% of every peso you spend. Who are these evil tightwads who want to deny me my 10% when I can give them brownie points and summaries. How selfish of them to do their own counting.

I'm the fool for not going into the CC business when their are great customers like you around.


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