Magandang umaga at magandang gabi sa inyong lahat. I got a questions to u all, hope u could help me po. My family bought a brand new car ..i think that was 2005 or 2006, i can't remember na po. Ang tanong ko po, kailangan pa po ba ng Insurance sa car? kasi sa atin naman pong pilipino we dont need insurance, and it is too expensive. Sabi nila pag bumili po ng new car, pag wala kang down, for the payment in cash, u need an agency to handle everything, so that he/she can buy the brand new car? totoo po ba yon. At totoo po bang yearly ang bayad ng CAR INSURANCE? kasi po my FATHER didn't notice na yearly pala ang insurance, the sum of 34thousand pesos po. Kasi po nabigla din ang father ko na yearly yong bayad ng insurance. Eto pa po ang tanong ko, pwede po ba nilang kanselahin na lang po yong INSURANCE NG CAR, at bayaran na lang po yong monthly ng car namin, is it possible po ba na maari nyang kausapin ang agency ng insurance? o pwede din po ba na pag nabayaran na ang sasakyan, na paid na talaga, pwede na po bang kanselahin ang CAR INSURANCE. i knew that insurance is very important, cos we dont know what happened to us, for emergency, the insurance will pay all the damage. Kong cover po ba ng insurance, kong makarnap ang sasakyan, the insurance will gonna pay or there gonna change a brand new car again? Kong ang tao po pa ang maaksidente cover po ba ng insurance yon? pwede po bang hulugan ang insurance, kahit lumampas sa DU DATE ng bayaran? Do we have some options to choose? Sana po matulongan nyo po ako para mapayuhan ko din ang parents ko. Salamat po.