Quote Originally Posted by _Qwerty_ View Post
pag na tag ka na as bad credit.. hindi lang credit card di mo makukuha.. you can't apply for car loans.. housing loans.. yung list pa naman dito sa atin.. once na nandon ka na.. hindi na natatanggal..
It's bad enough na nga pag may ka-pangalan ka na may bad record (delays to your credit applications, you have to make affidavits, etc.).