What Are Good Paper Investments Nowadays?

**sirkosero** · September 30th, 2019 09:41 AM

Originally Posted by Verbl Kint

Even at 7% per annum, your ₱100k nets you about ₱40k in 5 years. That's guaranteed.

Better than any bank at the moment.

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The 100k is guarateed. Not the 40k. Pwede ka pa din mag 0 although past 7 years interest is between 6-8% per annum

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**sparc179** · September 30th, 2019 09:54 AM

Originally Posted by sirkosero

Pwede. Mamimili ka payout kung annual or compounded

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Ah ok, the girl at the office I spoke to said after 5 years lang pwede makuha.

I guess she was misinformed. Thanks for the clarification sir.

**fleas2016** · October 1st, 2019 11:04 AM

Sharing what my friend found

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**_Qwerty_** · October 1st, 2019 11:19 AM

one doesn't need to enroll in MP2 program.. kahit yung regular pag ibig lang.. just increase your monthly contribution..

I did this and have withdrew it after 20 years.. was contributing 2T per month.. withdrew over 500T after 20 yrs..

Originally Posted by fleas2016

Sharing what my friend found

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**xninjax** · October 1st, 2019 01:23 PM

Originally Posted by _Qwerty_

one doesn't need to enroll in MP2 program.. kahit yung regular pag ibig lang.. just increase your monthly contribution..

I did this and have withdrew it after 20 years.. was contributing 2T per month.. withdrew over 500T after 20 yrs..

Could you share the exact amount when you say over 500T? I would like to do the math.

**_Qwerty_** · October 1st, 2019 01:30 PM

hindi kasi buong 20 years naka 2T ako, siguro first 3 years mababa lang hulog then ni adjust ko lang to 2T.. just a little over 500T yung nakuha ko after 240 contributions.. then i started over again.. 2T per month pa din..

Originally Posted by xninjax

Could you share the exact amount when you say over 500T? I would like to do the math.

**Walter** · October 1st, 2019 04:30 PM

240 months x 2T = 480T ... 528T / 480T = 10% over 20 years ... 0.5% per annum ...

**RustyXIII** · October 16th, 2019 04:46 PM

Originally Posted by sparc179

Looking to diversify, we already have some in real estate, retail businesses, a 6.3% TD in a stable bank, also some corporate bonds in another.

What else is available locally now? Mutual funds are not doing so well, as is UITFs,

Hence the best time to get into them. You'll be buying at a discount.

**sparc179** · October 17th, 2019 06:33 PM

Originally Posted by RustyXIII

Hence the best time to get into them. You'll be buying at a discount.

Thanks for the insight sir. Care to share which products are good to get into right now? Any particular bank or company?

Do you have any in Equities? Money markets?

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