SSS, Pagibig and Philhealth contributions during lockdown

[Gumusut_Amige]

Yes doc. Sa suweldo nila, you would expect them to perform better. Kaso gov't employees eh, yugn security of tenure sobrang naaabuso. Hindi pwede ganyan sa private, lagi at talagang ini-implement KPI's, KRA's etc.

Senator calls for probe of P843.9-billion SSS losses | Inquirer News

843.9B php loss? sana pwede pang umusad ng matino ang SSS!

[papi smith]

Finally, I was able to get a Pag-ibig MID and signed in to Virtual Pag-ibig. But I still cannot file for a withdrawal of my savings because I'm still waiting the consolidation/merging of my account. I don't know why Pag-ibig is not working on their own, to consolidate the records of their members . You have to make an effort to fill up a request for this and submit it to them.

[WallyWest]

Finally, I was able to get a Pag-ibig MID and signed in to Virtual Pag-ibig. But I still cannot file for a withdrawal of my savings because I'm still waiting the consolidation/merging of my account. I don't know why Pag-ibig is not working on their own, to consolidate the records of their members . You have to make an effort to fill up a request for this and submit it to them.

Makes you wonder why there's a need to consolidate it in the first place. Di ba dapat automatic na yan? Naka-database na yan e. Shouldn't be hard at all to trace all records ng member. pero apparently bara bara naman ang record keeping ng mga nagtatrabaho dyan kaya ganyan talaga mangyayari. Hula ko wala ring nare-reprimand kaya ganyan ang quality ng trabaho nila.

Nag-withdraw na rin ako dyan. Nag-consolidate na rin pero parang may bungi pa rin sa record ko. it should have been simple since I've been working for the same company for the past 2 and a half decades, nagpapalit-palit lang ng pangalan.

[12vdc]

^Walang sistema ang database, kapag nagpalit ng employer id, wendang ang records kaya need manual consolidate.

Mga 20yrs of service na pla kau mga ser, nakuha nu na provident fund.

Kakakuha ko lang UMID, nakakapag taka 3mos to 1yr ang release ng physical ID. Bale hindi na rin ako kumuha ng National ID ng Philsys at isa pang useless tulad ng Philhealth hndi honor sa banks.

[_Qwerty_]

don sa mga bata pa.. you should increase your EE share sa pagibig.. it's better than putting your money sa bank.. higher interest and automatic bawas sa payroll nyo so hindi nyo mararamdaman.. try to increase it every 3 years.. or kada magkaka incrase kayo sa salary.. u wont notice it naka 20 years na din kayo.. if you leave it 100 + 100 sa employer.. that's only 200 per month, 2400 per year or 48K for 20 years.. + dividends so baka wala pang 60K yan.. try to make it 1000 to start with.. then increase it as you get more pay...

[sean-archer]

don sa mga bata pa.. you should increase your EE share sa pagibig.. it's better than putting your money sa bank.. higher interest and automatic bawas sa payroll nyo so hindi nyo mararamdaman.. try to increase it every 3 years.. or kada magkaka incrase kayo sa salary.. u wont notice it naka 20 years na din kayo.. if you leave it 100 + 100 sa employer.. that's only 200 per month, 2400 per year or 48K for 20 years.. + dividends so baka wala pang 60K yan.. try to make it 1000 to start with.. then increase it as you get more pay...

I agree. The Pagibig MP2 also seems to be profitable. Good investment scheme.

[_Qwerty_]

mas mataas pa nga interest sa MP2 and 5 years lang pwede na withdraw or roll over.. pero this one kasi you have to remit your contribution personally, hindi yata pwede salary deduction sa payroll.. not sure.

I agree. The Pagibig MP2 also seems to be profitable. Good investment scheme.

[WallyWest]

don sa mga bata pa.. you should increase your EE share sa pagibig.. it's better than putting your money sa bank.. higher interest and automatic bawas sa payroll nyo so hindi nyo mararamdaman.. try to increase it every 3 years.. or kada magkaka incrase kayo sa salary.. u wont notice it naka 20 years na din kayo.. if you leave it 100 + 100 sa employer.. that's only 200 per month, 2400 per year or 48K for 20 years.. + dividends so baka wala pang 60K yan.. try to make it 1000 to start with.. then increase it as you get more pay...

This was even better before 2010 when BIR taxed you AFTER PAGIBIG deductions. Many of my co-workers took advantage of that. I remember a PAGIBIG rep even encouraged it in one one seminar.

Social media made y'all way too comfortable with disrespecting people and not getting punched in the face for it. - Mike Tyson

[papi smith]

mas mataas pa nga interest sa MP2 and 5 years lang pwede na withdraw or roll over.. pero this one kasi you have to remit your contribution personally, hindi yata pwede salary deduction sa payroll.. not sure.

Baka naman pwede na online contribution? Ang maganda kasi dito sa pag-ibig, regular man o MP2, they compound the interest yearly. Most passive income instruments kasi pay-out the interest regularly. So kailangan mo pa maghanap ng paglalagyan ng interest ulit na same or higher rate, but mahirap kasi maliit lang ang interest.

This went to mind when I read a post sa FB about critical illness insurance. The premium was so high that, if you put the money into MP2, in 5 years, olats na ung face value ng policy which is a 10 year payment plan.

[_Qwerty_]

nakakuha na ba kayo nang SSS UMID?

sss-unionbank-ink-deal-to-offer-upgraded-umid-card