I've been trying to find stories or experiences on life insurance claims here in PH but couldn't find any. Worse is, its flooded with agents trying to sell life insurance policies.

Anybody here had prior experience claiming or known someone legit who had a REAL EXPERIENCE on claiming life insurance? Please share your story or summary here. This will be really helpful.

Please DON'T share your optimism with life insurance w/o any experience on claims.