Credit Cards w/o Annual Fees

**mda** · August 14th, 2017 02:20 PM

Anyone knows banks that offer credit cards w/o annual fees?

I currently have a BPI Mastercard w/o annual fees and I'm looking for a Visa one just to take advantage of promos. Seems BPI doesn't push Visa cards ata.

Ayaw ko na yung patawag pa every year/month to ask to waive annual fees...

Baka lang may idea kayo.

Thanks!

**arvs18** · August 14th, 2017 02:22 PM

I've heard that PSBank offers Mastercard without Annual Fee. I'm not sure if there's any truth to that though.

**Walter** · August 15th, 2017 07:35 AM

BDO Titanium (300T / 360T)
BDO Platinum (420T)
Citibank Cash Bank (minimum spend 180T annually)
HSBC Premier (Lifetime waived)
Metrobank Platinum (Lifetime waived)
Security Bank Platinum (240T)

**dr. d** · August 15th, 2017 07:38 AM

Originally Posted by mda

Anyone knows banks that offer credit cards w/o annual fees?

I currently have a BPI Mastercard w/o annual fees and I'm looking for a Visa one just to take advantage of promos. Seems BPI doesn't push Visa cards ata.

Ayaw ko na yung patawag pa every year/month to ask to waive annual fees...

Baka lang may idea kayo.

Thanks!

i think some banks waive the annual dues to card holders whose usage exceed a certain amount. ask them, po.
i also know that this "privilege" is not automatic. one has to ask for it from the "forgetful banks".

**K.I.L.L.** · August 15th, 2017 08:35 AM

Just ask for the bank to waive it. They would rather keep a good customer than lose one.

Sent from my Android using Tsikot Forums mobile app

**Flipo** · August 15th, 2017 09:01 AM

Originally Posted by mda

Anyone knows banks that offer credit cards w/o annual fees?

I currently have a BPI Mastercard w/o annual fees and I'm looking for a Visa one just to take advantage of promos. Seems BPI doesn't push Visa cards ata.

Ayaw ko na yung patawag pa every year/month to ask to waive annual fees...

Baka lang may idea kayo.

Thanks!

I was offered free for life promo BPI credit card, only need to purchase 50K worth for 1 year.

**3GEMS** · August 15th, 2017 09:38 AM

Originally Posted by mda

Anyone knows banks that offer credit cards w/o annual fees?

I currently have a BPI Mastercard w/o annual fees and I'm looking for a Visa one just to take advantage of promos. Seems BPI doesn't push Visa cards ata.

Ayaw ko na yung patawag pa every year/month to ask to waive annual fees...

Baka lang may idea kayo.

Thanks!

Try Amore visa BPI if meron pa.

Sent from my SM-G930F using Tapatalk

**jmpet626** · August 15th, 2017 09:39 AM

Got a free for life card from RCBC and Union Bank.

**mda** · August 15th, 2017 09:51 AM

Ittry ko nalang din siguro yung Amore.... pero parang not sure ni ooffer pa. Right now I only have accounts with the major banks... haven't yet gotten to try the services of the smaller ones.

Di ako umaabot doon sa yearly spending requirement ng mga Titanium/Platinum cards, medyo mahirap yun.. haha!

**dr. d** · August 15th, 2017 09:55 AM

Originally Posted by mda

Ittry ko nalang din siguro yung Amore.... pero parang not sure ni ooffer pa. Right now I only have accounts with the major banks... haven't yet gotten to try the services of the smaller ones.

Di ako umaabot doon sa yearly spending requirement ng mga Titanium/Platinum cards, medyo mahirap yun.. haha!

50K is only 4200 pesos a month. see flipo above.
perhaps if you enrol your electricity and water monthly bills.... your cellphone bills... your regular grocery bills... a-abot kayo sa quota for free annual dues.