Credit Cards - Which Gives The Best Deal?

**Mask Rider Blac** · November 17th, 2022 06:27 PM

Kumbaga parang supplementary card para sa mga bata..

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**uls** · November 17th, 2022 08:28 PM

adulting palang si kagalingan

**kagalingan** · November 17th, 2022 08:41 PM

ito yung nagpa-enganyo sa akin. Kulang-kulang 1,800pesos makakamenos. But yung security feature talaga focus ko kasi ayoko mangyari sa akin yung typical technical glitch, hacking.

wala nga makausap sa hotline to inquire.

**Walter** · November 18th, 2022 03:16 AM

Use a debit card ...

**_Qwerty_** · November 18th, 2022 08:01 AM

pwede mo naman i request yang limit per day.. sa ibang CC meron nyan..

yung no annual fee ang medyo tricky.. yung iba sabi no annual fee pero yun pala kailangan mo mag purchase nang certain amount per year..

pero kung madami ka naman cash.. you don't need a credit card.. mag open ka nang cash card sa BDO tapos mag transfer ka na lang online tapos yung cash card na lang dadalhin mo kung ayaw mo magdala nang cash.. ganyan ginawa ko sa mga kids ko.. may cash card sila tapos mastercard din naman yun.. if they need to purchase something.. i just transfer online..

Originally Posted by kagalingan

pinag-iisipan ko mag-apply yung no annual fee bale non-earning points. Pero gusto ko may extra-security features na maliit lang transaction per day may limit lang.

**kagalingan** · November 18th, 2022 06:51 PM

qwert,

ang habol ko yung promo sa amazon at 50% off sa kainan.

walt,

yung debit card ni metrobank mastercard magamit din kaya yan sa promo sa amazon ? Kasi kung pwede yan pinakasafe.

**xwangbu** · November 19th, 2022 01:44 AM

Originally Posted by _Qwerty_

pwede mo naman i request yang limit per day.. sa ibang CC meron nyan..

yung no annual fee ang medyo tricky.. yung iba sabi no annual fee pero yun pala kailangan mo mag purchase nang certain amount per year..

pero kung madami ka naman cash.. you don't need a credit card.. mag open ka nang cash card sa BDO tapos mag transfer ka na lang online tapos yung cash card na lang dadalhin mo kung ayaw mo magdala nang cash.. ganyan ginawa ko sa mga kids ko.. may cash card sila tapos mastercard din naman yun.. if they need to purchase something.. i just transfer online..

Get a credit card kahit marami ka cash.
You need it to build up your Credit Score.

**dr. d** · November 19th, 2022 11:12 AM

Originally Posted by xwangbu

Get a credit card kahit marami ka cash.
You need it to build up your Credit Score.

errr,
what's a credit score, and what is it used for, that i have to have a good one?

**uls** · November 19th, 2022 11:23 AM

Originally Posted by dr. d

errr,
what's a credit score, and what is it used for, that i have to have a good one?

a credit score is a 3 digit number that tells lenders how creditworthy you are, how well you manage your financial obligations

here in PH it's handled by a company called Credit Information Corp (CIC)

a good credit score makes it easier for you to get loan and credit applications approved

**dr. d** · November 19th, 2022 11:27 AM

Originally Posted by uls

a credit score is a 3 digit number that tells lenders how creditworthy you are, how well you manage your financial obligations

here in PH it's handled by a company called Credit Information Corp (CIC)

a good credit score makes it easier for you to get loan and credit applications approved

ah!
thank you.
my credit score is probably zero.
"cash". hard and cold. why prolong the agony?