Credit Cards - Which Gives The Best Deal?

**Walter** · February 21st, 2020 09:20 AM

You do realize they're not really going to give you 20M ... read the fine print, it might say up to 20M ... what's more important with a travel card is the travel inconvenience reimbursement clause ...

**dr. d** · February 21st, 2020 09:34 AM

Originally Posted by Walter

You do realize they're not really going to give you 20M ... read the fine print, it might say up to 20M ... what's more important with a travel card is the travel inconvenience reimbursement clause ...

yup.
parang compre insurance ng kotse.
heh heh.

**boybi** · February 21st, 2020 11:35 AM

Originally Posted by Walter

You do realize they're not really going to give you 20M ... read the fine print, it might say up to 20M ... what's more important with a travel card is the travel inconvenience reimbursement clause ...

To get the 20M:
Accidental loss of life
Loss of both hands or feet or sight of both eyes

Yung mga travel inconvenience benefits parang sobrang liit ng amount:

Loss of baggage, 40K per insured, up to 80K per family
Baggage delay dapat min of 6hrs, up to 15K per insured, 30K per family

Travel delay, 15k lang

Missed connecting flight, 15k lang din.

**dreamur** · February 21st, 2020 11:51 AM

I remember one of the business trips to the US where my colleague's bag was ripped open. His stuff (underwear, socks and all) were scattered on the conveyor for all to see! Delta (Northwest Airline that time) only gave him $20 for the inconvenience. [emoji35][emoji35][emoji35]

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**drawdee** · February 28th, 2020 05:12 PM

Originally Posted by vinrem

I'm curious, how can one get a fraudulent transaction sa cc?

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Normally sa online transaction sya ginagamit. Kaya mas ok burahin yung 3 digit PIN sa likod ng card para kahit ibigay mo sa cashier eh di nila makita yung PIN ng cc mo.

**boybi** · February 28th, 2020 05:31 PM

Originally Posted by drawdee

Normally sa online transaction sya ginagamit. Kaya mas ok burahin yung 3 digit PIN sa likod ng card para kahit ibigay mo sa cashier eh di nila makita yung PIN ng cc mo.

Naka ilan claim na din ako ng fraudulent transactions. Puro online transactions. Naresolve naman lahat.

**vinrem** · February 28th, 2020 05:47 PM

Originally Posted by drawdee

Normally sa online transaction sya ginagamit. Kaya mas ok burahin yung 3 digit PIN sa likod ng card para kahit ibigay mo sa cashier eh di nila makita yung PIN ng cc mo.

Oh ok, yung isang card ko binura ko na, yung bago hindi pa, problema ko now, I've been using the new card, yung 3 digit code sa old card nakalimutan ko na, I should have wrote it [emoji30].

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**tidus1203** · March 2nd, 2020 12:23 PM

The best credit card is the one with NO ANNUAL FEES hehehehe...

Kasi halos lahat naman sila same lang mechanics. Sa akin maliban sa annual fee another issue I consider is to get a card where my deposits are para madali bayaran online na lang kaysa issue check or pipila pa sa branch...

**vinrem** · March 12th, 2020 07:48 AM

Question: I have now 2 cc from BPI, I have an Amore and the other is the signature should I cancel the other one and keep the one?

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**ninjababez** · March 12th, 2020 08:48 AM

Originally Posted by vinrem

Question: I have now 2 cc from BPI, I have an Amore and the other is the signature should I cancel the other one and keep the one?

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shared ba limit nila bro?
parang locally lamang ang amore eh

BPI Visa Signature Card: Your Travel and Lifestyle Card with our Signature Rewards - BPI Cards
BPI Amore Visa | BPI

may amore plat din pala