ATM Skimming and EMV Chips by 2016

**StockEngine** · November 29th, 2015 11:52 PM

Since 2013 pa nang yayari itong skimming and yet BPI has yet to implement EMV chips and other banks for that matter. Metrobank and PSBank said they are EMV ready but where are the ATM cards?

The magnetic strips just don't provide security. Easily copied

BPI now sends a message if a withdrawal is made. some stories say the victims got their money back because they reported it quickly. Its nuts how assholes were able to install their devices at popular places. shang and powerplant mall.

More ATM users share horror stories

BPI starts sending withdrawal alerts after ATM skimming | YugaTech | Philippines News & Tech Reviews

Anyways we have one bank's android application on our phones to track the accounts. We have one sole atm card that is credited only when needed. Remittance goes to another account.

hoping to get the EMV ATM cards next year...

Hopefully ABS-CBN makes a ruckus out of this

**_Cathy_** · November 30th, 2015 12:12 AM

Originally Posted by StockEngine

BPI now sends a message if a withdrawal is made. some stories say the victims got their money back because they reported it quickly. Its nuts how assholes were able to install their devices at popular places. shang and powerplant mall.

This is really alarming. I only withdraw in ATMs that are familiar to me or near where I work or live. I never withdraw from places that I consider shady. One of the few ATMs where I do CWD is located in Powerplant beside Marketplace. I wouldn't think in a million years that they could install skimming devices there since it's a crowded place!

Even the drivethrough ATM in BF had a skimming device installed! I also do CWD there since I prefer not to get out of my car to make a withdrawal.

All my latest withdrawals were at the ATM near our building because there's always a guard stationed there. I don't think I should withdraw elsewhere anymore

**jut703** · November 30th, 2015 12:25 AM

I just try to keep as little money in my ATM as possible, I just transfer from my other accounts when I need to.

Hence, a bigger risk for me is my online banking account getting hacked.

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**cast_no_shadow** · November 30th, 2015 12:30 AM

How does this skimming work? May device attached that compromises the machine? How can it get your pin? Or the device also save your pin?

My cousin got victimized 40K naman, BPI too. Tsk tsk tsk.

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**_Cathy_** · November 30th, 2015 12:32 AM

Originally Posted by cast_no_shadow

How does this skimming work? May device attached that compromises the machine? How can it get your pin? Or the device also save your pin?

My cousin got victimized 40K naman, BPI too. Tsk tsk tsk.

Sent from my iPhone using Tapatalk

Where did he withdraw? Yes they attach something. Kaya yung mga ATMs may takip na rin ang keypad. Yung iba ata naga attach ng ibang keypad.

**cast_no_shadow** · November 30th, 2015 12:35 AM

Last widrawal niya sa starmall alabang.

Can we assume na doon nga kaya?

November 17 siya nag widraw, november 22 he checked his balance ayun zero na.

November 27 nabalik yung pera.

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**Monseratto** · November 30th, 2015 12:53 AM

James Deakin*FB

[b]November 27 at 10:52am ·

Friends, ATM skimming is rampant now. I've just been robbed 50,000 pesos using the ATM in South Supermarket Alabang! Case is under investigation now and card has been blocked so I cannot comment any further, but trust me, it doesn't matter what bank it is, nobody is immune. So please be extra careful. Do whatever you can to keep your money safe. You can start by sharing this post.

**bloowolf** · November 30th, 2015 01:10 AM

There was an incident of skimming in Evia, here in Daang Hari nearly a year ago. The person using the machine noticed that the card slot was kinda loose so he removed it. He also noticed that there was a man lingering in the area. That guy probably owns the skimmer.

**StockEngine** · November 30th, 2015 01:17 AM

Originally Posted by cast_no_shadow

Last widrawal niya sa starmall alabang.

Can we assume na doon nga kaya?

November 17 siya nag widraw, november 22 he checked his balance ayun zero na.

November 27 nabalik yung pera.

Sent from my iPhone using Tapatalk

I wouldnt use any atm aside from the atm inside banks. Also kung pwede teller. My foreign bank atm has emv so im quite safe.

The magnetic strip digits can be easily copied. Kaya sila nakaka withdraw. But they also need your 4 digit pin from bpi.

**mortis** · November 30th, 2015 03:36 AM

Emv is mandated by bsp on 2016 pa. Local banks require a lot of effort to migrate to the new standard. The fist step was to make the atm machines emv compliant. Its more challenging to migrate exusting users to new emv cards specially for the larger banks.

Note that aside from thr euro-mastercard-visa (emv), the local standard for proprietary cards was late in being implemented. Thus, migration of non mastercard or visa cards to the local chip standard will be much later.

In the meantime, when making withdrawals, try to use those inside bank premises. If using atms try shaking the portion where the cards are inserted. If you feel that your card is compromised, change pin immediately.