Hi guys,

I learned that BDO is offering re-financing on housing loans:

http://www.bdo.com.ph/Loans_Personal/bdo_home_loan.htm

I have an existing loan kasi sa Pag-ibig at 12% interest for the first 5 years then after that 14% na. 7 years yung loan ko, nakaka 1 year na ako, so 6 years to go pa.. I asked a couple of banks last year.. hindi raw sila nag re refinance.. kaya nagulat ako nung nakita ko yung website nang BDO, ang 10 years loan nila eh 11.25% interest lang.

Does anyone have any experience in refinancing their housing loans?? Any comments?? May iba pa bang banko nag offer nito??