Pasalo cars, paano process?

**zoeigel** · November 16th, 2018 02:52 AM

Hi mga ka tsikot!

yung barkada ko nagapply ng brand new car para sakin at ako ung nagdown and monthly nung sasakyan under his name. Gusto ko na sana na sakin na ipangalan ung sasakyan at mawalan na ng liability ung barkada ko...

ano ba mga kelangan gawin para kung sakali mang magka loko loko e wala na syang liability at hindi sya tatamaan ng bad credit standing?

TIA!

**ray_noel** · November 16th, 2018 03:14 AM

Originally Posted by zoeigel

Hi mga ka tsikot!

yung barkada ko nagapply ng brand new car para sakin at ako ung nagdown and monthly nung sasakyan under his name. Gusto ko na sana na sakin na ipangalan ung sasakyan at mawalan na ng liability ung barkada ko...

ano ba mga kelangan gawin para kung sakali mang magka loko loko e wala na syang liability at hindi sya tatamaan ng bad credit standing?

TIA!

First, approach the bank concern together with your barkada “kuno”... heheh... peace!

i think may babayaran kang fees and documents to sign...

Goodluck!

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**shadow** · November 16th, 2018 09:36 AM

Originally Posted by ray_noel

First, approach the bank concern together with your barkada “kuno”... heheh... peace!

i think may babayaran kang fees and documents to sign...

Goodluck!

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That is Kung pumayag yun bank and kung ma approved ng loan si OP. Which kung ganun Bakit hinde pa nila ginawa in the first place.

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**ray_noel** · November 16th, 2018 01:52 PM

Originally Posted by shadow

That is Kung pumayag yun bank and kung ma approved ng loan si OP. Which kung ganun Bakit hinde pa nila ginawa in the first place.

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Baka may behind the scene deal si kabarkada, it might be in bank or kay OP mismo kaya ganun...

Well, lets see what will be his reply...

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**dr. d** · November 16th, 2018 09:18 AM

Originally Posted by zoeigel

Hi mga ka tsikot!

yung barkada ko nagapply ng brand new car para sakin at ako ung nagdown and monthly nung sasakyan under his name. Gusto ko na sana na sakin na ipangalan ung sasakyan at mawalan na ng liability ung barkada ko...

ano ba mga kelangan gawin para kung sakali mang magka loko loko e wala na syang liability at hindi sya tatamaan ng bad credit standing?

TIA!

my apologies, but,

but why is your "barkada" very generous with his reputation?
i suspect, there is more to this than what you are volunteering.
thus, whatever advice i may give, will likely be "faulty".

garbage in, garbage out.

but,
in case your story is legit,
follow ray noel's advice above.

good luck.

**sirkosero** · November 17th, 2018 12:14 AM

Mukhang magsyota itong magkabarkada ah

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**zoeigel** · November 18th, 2018 10:13 PM

andami nyo naman kagad naisip... di kasi ako maapprove sa brand new car kaya sya ung nagapply.. ako kasi nagpasok sa kanya sa trabaho kaya ako nagpatulong sa approval.. tsaka para mawala na din ung liability nya dun sa kotse kaya ako nagtatanong..

**shadow** · November 18th, 2018 10:41 PM

Originally Posted by zoeigel

andami nyo naman kagad naisip... di kasi ako maapprove sa brand new car kaya sya ung nagapply.. ako kasi nagpasok sa kanya sa trabaho kaya ako nagpatulong sa approval.. tsaka para mawala na din ung liability nya dun sa kotse kaya ako nagtatanong..

Hinde ka pa rin maaproved ng bank if that is the case. Hinde pa naman sa friend mo yan kotse eh. Banko pa rin may ari.

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**jut703** · November 19th, 2018 01:01 AM

Originally Posted by zoeigel

andami nyo naman kagad naisip... di kasi ako maapprove sa brand new car kaya sya ung nagapply.. ako kasi nagpasok sa kanya sa trabaho kaya ako nagpatulong sa approval.. tsaka para mawala na din ung liability nya dun sa kotse kaya ako nagtatanong..

Bakit di ka naapprove ng banko sa car loan?

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**playplugg** · November 19th, 2018 01:39 AM

Semi OT:

Plain and Simple..

Pag dating sa mga ganyang scenario...

CI yung owner ng sasakyan kung bakit hindi capable magbayad ng "amortization"

Well considerate talaga kung "Medical Reasons" (Humanitarian)
At talagang totoo ang "Reason"

Pero other terms pag dating sa pagsalo..

Kahit merong pambayad at kayang bayaran on the spot..

Still....

Kung "Irresponsible Spending" (Bisyo, maluho at kalokohan) hanap pa ng damay..

Barkada man or Even Bloodline Relatives at Immediate family.. kahit mag-asawa/live-in

Pag nabayaran naman, pero naka-collateral naman.. useless pa rin..

Ang good payer, pag sinabi na babayaran agad, kahit sa simpleng suking tindahan na lang..pag nag-utang, basta kinabukasan babayaran agad.

doon malalaman agad yung ugali ng isang tao na marunong mag-commit ng "Word-of-Honor"