Insurance for old cars?

**_Cathy_** · July 9th, 2022 04:05 PM

Originally Posted by papi smith

Si Cathy ata, ung insurer nya beyond 10 years na, and casa pa ang pasok pag claim. But maybe she's paying a premium over the regular 2% premium on insured value.

Yup. 2010 Altis. I paid P6k sa Toyota Pasig

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**Stigg ma** · August 22nd, 2022 03:44 AM

Originally Posted by _Cathy_

Yup. 2010 Altis. I paid P6k sa Toyota Pasig

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mga magkano participation fee nito?

**_Cathy_** · August 22nd, 2022 12:47 PM

Originally Posted by stigg ma

mga magkano participation fee nito?

php2500

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**Stigg ma** · August 22nd, 2022 01:31 PM

Originally Posted by _Cathy_

php2500

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2500 plus ilan % ang depreciation (kung meron)???

kapag surplus ba at non-casa may depreciation fee pa din???

**dr. d** · August 22nd, 2022 01:43 PM

depreciation comes in, if parts were replaced by brand new parts sourced by the insurer.
kung pinukpok, minasilya at pininturahan lang, wala depreciation.

**shadow** · August 22nd, 2022 03:24 PM

Originally Posted by Stigg ma

2500 plus ilan % ang depreciation (kung meron)???

kapag surplus ba at non-casa may depreciation fee pa din???

Depende kung ilan taon na kotse AFIAK. 3-4 year old vehicles 20% then every year increase ng 5% then over 7 year old vehicles 40%

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**Deestone** · August 22nd, 2022 03:25 PM

The 6k paid for the premium I think that is already the cheapest in the market *200K sum insured.

**_Qwerty_** · August 22nd, 2022 03:35 PM

or surplus parts.. yung mga kinahoy nang insurance sa mga total wreck nila.. yan wala ding depreciation..

Originally Posted by dr. d

depreciation comes in, if parts were replaced by brand new parts sourced by the insurer.
kung pinukpok, minasilya at pininturahan lang, wala depreciation.

**_Cathy_** · August 22nd, 2022 06:43 PM

Originally Posted by Stigg ma

2500 plus ilan % ang depreciation (kung meron)???

kapag surplus ba at non-casa may depreciation fee pa din???

tama si shadow and dr d, depende sa age ng car ang depreciation. Kapag body repair at walang pinaltan walang depreciation. I like Toyota kasi sinusundo hatid car sa bahay (con is you pay cash) Kahit corolla lang auto ko, 5 star customer service pa rin! Kaya my next car will still be a Toyota

**Stigg ma** · September 30th, 2022 12:18 AM

balak ko i kuha ng comprehensive insurance yung 2011 ko kotse bago ko i benta for peace of mind sa mga scammers, transferable ba ang comprehensive insurace sa next owner?