First time car owner here, Just want to ask for the procedures if an accident happened (wag naman sana) so hindi ako maiisahan ng mga car involves.

Scenarios:

1.) Nasabitan ako, tinakbuhan ako (hit and run). Do I need to wait for the police on the place where the car hit me or I can just go straight to the precinct to ask for a police report?

2.) Nakasabit ako ng ng sasakyan, kasalanan ko. My insurance will shoulder all the expense para ipaayos ang sasakyang nasabitan ko and I will only pay for the participation fee, I need police report right?

3.) Nabannga ako ni manong jeepney driver wala syang insurance, and just gave me 1k instead, Paano procedure nito? Do I need a police report? What will I say to my insurance company?

4.) Own damage, nag ppark ako at may tinamaan ako poste, kelangan ba ng police report?

Hope someone can answer these questions.

Thanks