History of repossessed car

[goosebumps]

Are you considered a loan defaulter if may history ka ng repossessed car? nasa record na ba yan ng bawat bank if in case mag apply ka ulet ng car loan in the future?

[JJ All Day]

If it's in CMAP, which every bank uses to evaluate the credit worthiness of every potential borrower.

[_Qwerty_]

in less than 1 week after mahatak ang car mo.. nandon ka na sa list.. and stays there forever dito sa atin..

[shadow]

Forever ba yan? I think after 10 years mawawala ka na sa list. Kaya habang bata mag defuault na para after 10 yrs pwede na ulit... [emoji23]

[1D4LV]

Are you considered a loan defaulter if may history ka ng repossessed car? nasa record na ba yan ng bawat bank if in case mag apply ka ulet ng car loan in the future?

as far as i know, even though secured loan ang car loan, the financing institution would still need to file a civil case prior to getting the car back.... may tawag dyan eh, nakalimutan ko lang, but it was the practice done by my ex-company before..... pag hatak ng oto kasi, may kasamang sheriff.... and yung sheriff ay sasama lang pag may kaso and decision na.

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Are you considered a loan defaulter if may history ka ng repossessed car? nasa record na ba yan ng bawat bank if in case mag apply ka ulet ng car loan in the future?

as far as i know, even though secured loan ang car loan, the financing institution would still need to file a civil case prior to getting the car back.... may tawag dyan eh, nakalimutan ko lang, but it was the practice done by my ex-company before..... pag hatak ng oto kasi, may kasamang sheriff.... and yung sheriff ay sasama lang pag may kaso and decision na.

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and yes, nasa history ka na.... cmap.... nandun na yun forever....

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and yes, nasa history ka na.... cmap.... nandun na yun forever....

[shadow]

as far as i know, even though secured loan ang car loan, the financing institution would still need to file a civil case prior to getting the car back.... may tawag dyan eh, nakalimutan ko lang, but it was the practice done by my ex-company before..... pag hatak ng oto kasi, may kasamang sheriff.... and yung sheriff ay sasama lang pag may kaso and decision na.

- - - - - - - - - - - - - - - - - - - - - -



as far as i know, even though secured loan ang car loan, the financing institution would still need to file a civil case prior to getting the car back.... may tawag dyan eh, nakalimutan ko lang, but it was the practice done by my ex-company before..... pag hatak ng oto kasi, may kasamang sheriff.... and yung sheriff ay sasama lang pag may kaso and decision na.

- - - - - - - - - - - - - - - - - - - - - -

and yes, nasa history ka na.... cmap.... nandun na yun forever....

- - - - - - - - - - - - - - - - - - - - - -

and yes, nasa history ka na.... cmap.... nandun na yun forever....

Yun mean wala na pagasa mag loan mga defaulters forever? Paano yun mga newly grad na nag default Sa mga loans nila, CC nun mag first job sila. which is what usually happen. Kawawa naman. For the rest of their lives hinde na makakaloan car or house.

Paano na buhay nila if they get married?

Meron siguro time frame yan sa list, your name can't be there forever. Eh di parang pinatay na rin yan mga tao na yan just bec of their juvenile mistakes.

Can't imagine they will live on cash for the rest of their lives. Kung mga early 20s sila na default how can they line their lives.

[Syuryuken]

pwede namang yung asawa na ang umutang

[shadow]

pwede namang yung asawa na ang umutang

Malalaman din dahil pag married co-signee asawa.

Saka paano kung parehong BPO? [emoji16] not discriminating but most often than not usually BPO agents nag default Sa mga loans.

[Bin Diesel]

Ang prescription period daw para maningil ng utang e 10 years. So I assume dapat wala na yun dun after 10 years.

[cast_no_shadow]

Ang prescription period daw para maningil ng utang e 10 years. So I assume dapat wala na yun dun after 10 years.

Forever na yun andun, so red flag na yun whenever na mag apply ka ng loan.

Call pa din ng bank if they will take it against your application.