car loan

**incisor** · September 16th, 2011 02:21 AM

pwede mo parecompute sa bank yan kung wala pa P.O.

**nucleus24** · September 29th, 2011 01:52 PM

question on early payoff ng car loan, pwede pa bang irequest na bawasan ng interest yung balance? 2 yrs pa sana itatakbo nung car loan e magreresign na sa current company.

**Tatzkie** · October 20th, 2011 12:08 AM

Guys, sa mga kakaloan pa lang... saang bank kayo nag loan at what rate?

**schitz** · October 21st, 2011 03:46 PM

Originally Posted by Tatzkie

Guys, sa mga kakaloan pa lang... saang bank kayo nag loan at what rate?

try metrobank. Promo extended to dec 31

**Joe_Satch** · November 17th, 2011 07:08 PM

Originally Posted by Tatzkie

Guys, sa mga kakaloan pa lang... saang bank kayo nag loan at what rate?

BPI - 27.38% * 60 months OMA with free insurance for the 1st year

**Retz** · November 17th, 2011 07:17 PM

^

Is is reasonable. I remember loaning about 35% * 5 years.

**JUNFLO76** · January 6th, 2012 09:49 AM

try nyo PSBank for your auto loans application
I can seek approval within 24 to 48 hours
you can reach me at these numbers
3628189 or 91
09228407027
bmflorencio*psbank.com.ph
junflo76*yahoo.com

TIA for considering PSBank

Jun Florencio

**mbaker** · January 7th, 2012 04:17 AM

visit site.

**cal0i** · January 15th, 2012 08:35 PM

Hi Guys,

I have a question, medyo nakakalito lang kasi yung inhouse financing ng mga auto dealers

when you say inhouse kasi, diba dapat yung dealer magpapa-utang? bakit idadaan din nila sa bangko? and would that mean different rates? so why not go directly to the bank? tama ba ako?

Also, i tried visiting a hyundai car dealer BDO last time. I requested for a computation sa hyundai salesman, after getting the quote, I went to BDO and requested one as well for comparison. Since mas mababa offer ni BDO, i txted the salesman saying that I will use the BDO autoload instead, he replied requesting me to present him BDO's computation and tatapatan daw nya.

Is that how inhouse financing really works? and if tapatan nya talaga yung quote ni BDO, ok na ba if dun ako sa dealer considering the amount of freebies na makukuha ko??

thanks in advance guys!

**rockiee_s** · January 15th, 2012 09:31 PM

oo ganyan nga yan.

pag sinabing "in house", ibig sabihin lang, ang dealership ang maglalakad ng mga papers mo with the bank. pero bank pa rin ang magpapautang sa yo.

when i buying my vehicle, i did the whole exercise of comparing all the quotations given by the dealers and the banks. in the end, the bank rate is much lower than any dealer's rate.

sasabihin lang sa yo nya na tatapatan, pero di naman nila talaga kaya kasi wala na silang kikitain.