Car Insurance - In House TOYOTA PASONG TAMO, INC.

[rushmore]

Feedback naman po mga sir/mam..
Reliable po ba sila at madaling magclaim?
Mura na kaya quote nila sa akin:
Thanks!

UNIT: [SIZE=2]1998 LANCER GLXi[/SIZE] [SIZE=2]WILL EXPIRE ON:[/SIZE] [SIZE=2]COVERAGE[/SIZE] [SIZE=2]LIMIT OF LIABILITY[/SIZE] [SIZE=2]PREMIUM[/SIZE] Own Damage / Theft 150,000.00 3,900.00 Acts of God 150,000.00 1,050.00 Excess Bodily Injury 50,000.00 130.00 Property Damage 50,000.00 650.00 Auto Personal Acc.(20,000 Per Pass.) 100,000.00 100.00 Premium 5,830.00 Docs. Stamp (12.5%) 728.75 E-VAT (12%) 699.60 L.G.T. (.75%) 43.73 [SIZE=2]TOTAL PREMIUM[/SIZE] 7,302.08 For Installment: Downpayment 1,217.01 Plus 5 Monthly Postdated Checks for 150 days 6,085.06

[shakatak70]

kung claim ang pag-uusapan walang problema basta in-house di gaya pag hindi sa casa madaming chechebureche...

sa quotation, mas mataas ng kaunti kaysa sa labas pero almost di nagkakalayo ang mga quotation niyang mga nasa casa.

[derf8666]

The thing about in-house insurance is that usually you have no agent to take care of your other needs, aside from own damage. Chances are that mas mabilis nga ang own damage claim sa inhouse insurance, pero pano naman pagdating sa 3rd party claim? Pag may nabangga ka? Usually (of course hindi lahat) they will give you a contact person ng insurer mo tapos ikaw na yung magaasikaso ng claim mo. Anyway to each his own. Some dont mind paying higher premium as long as walang problema sa claim. (Example chartis). Good luck!

[mark_t]

Make sure your policy has a servicing agent.

[mark_t]

Feedback naman po mga sir/mam..
Reliable po ba sila at madaling magclaim?
Mura na kaya quote nila sa akin:
Thanks!

UNIT: [SIZE=2]1998 LANCER GLXi[/SIZE] [SIZE=2]WILL EXPIRE ON:[/SIZE] [SIZE=2]COVERAGE[/SIZE] [SIZE=2]LIMIT OF LIABILITY[/SIZE] [SIZE=2]PREMIUM[/SIZE] Own Damage / Theft 150,000.00 3,900.00 Acts of God 150,000.00 1,050.00 Excess Bodily Injury 50,000.00 130.00 Property Damage 50,000.00 650.00 Auto Personal Acc.(20,000 Per Pass.) 100,000.00 100.00 Premium 5,830.00 Docs. Stamp (12.5%) 728.75 E-VAT (12%) 699.60 L.G.T. (.75%) 43.73 [SIZE=2]TOTAL PREMIUM[/SIZE] 7,302.08 For Installment: Downpayment 1,217.01 Plus 5 Monthly Postdated Checks for 150 days 6,085.06

Ano po ang insurance co.? Sinabi ba sa iyo na sa kanila ka i repair?
Parang mahirap na paniwalaan na casa repair ang 1998 model.
Alam mo me repair shop din ang mga insurance co.
Will it really be casa repair? Ngayon lang ako nakarinig nang ganyan,
at kami ay tsismoso at tsismosa pagdating sa insurance.

[rushmore]

*mark_t
Sige po sir mark iverify ko kung may agent sila mag asikaso..
Basta inhouse lang daw sila eh.. walang ibang company nabanggit..
Sabagay dapat member sila ng car insurances assoc. or meron sila accreditation..

Medyo mas mura nga sila sa quote sa akin ng federal phoenix:

TPL (for LTO registration)
OWN DAMAGE/THEFT 150,000.00 2.65% 3,975.00
VTPL-BODILY INJURY 150,000.00 230.00
VTPL-PROPERTY DAMAGE 150,000.00 780.00
(APPA 5 pass incl. Driver) 50,000.00 FREE
Acts of God 0.50%
-
NET PREMIUM PhP 4,985.00
DOC. STAMPS 623.50
EVAT 598.20
LOC. GOV'T TAX 9.97
TOTAL PREMIUM PhP 6,216.67

[derf8666]

yup, usually up to 3 years old na unit lang ang pwede mag avail ng so-called "casa repair". Very unusual yung 12 years old. By the way, napansin ko din yung sa 2nd quotation mo walang premium yung acts of god mo? So that means walang acts of god yan ha..

[rushmore]

Honga confirm ko po dun sa ahente kung casa repair ba talaga..

Pati na rin dun sa phoenix.. siguro naman kahit luma pwede avail ang aog di natin masabi ang nature e hehe..

Pero overall tingin nyo po alin piliin ko? O meron pa sa iba mas mura?

Thanks!

[_Qwerty_]

i have this on my policy from Standard Insurance:

"Casa Clause – vehicles up to 7 years old is accepted for casa repair"

[rushmore]

So saan lang po pwede magawa ung akin kung di na pwede sa casa?