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  1. derf8666
    derf8666 is offline Verified Tsikot Member
    Join Date
    Apr 2010
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    235
    September 11th, 2010 10:56 PM #1
    The thing about in-house insurance is that usually you have no agent to take care of your other needs, aside from own damage. Chances are that mas mabilis nga ang own damage claim sa inhouse insurance, pero pano naman pagdating sa 3rd party claim? Pag may nabangga ka? Usually (of course hindi lahat) they will give you a contact person ng insurer mo tapos ikaw na yung magaasikaso ng claim mo. Anyway to each his own. Some dont mind paying higher premium as long as walang problema sa claim. (Example chartis). Good luck!
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  2. mark_t's Avatar
    mark_t
    mark_t is offline Tsikot Member Rank 2
    Join Date
    Oct 2007
    Posts
    1,324
    September 12th, 2010 01:18 AM #2
    Make sure your policy has a servicing agent.
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