Bank auto loan

**jncp9886** · March 6th, 2019 01:16 PM

Good am guys. First time getting a brand new car (ISUZU muX) thru bank financing. May binigay na quote ang dealer sa akin isuzu cagayan de oro at ng apply na kami sa bdo hinihintay nlng ang tawag from CI. Gaano po ba katagal ang bank approval? Mag 2days na since we applied. Any advice or tips po mabibigay. Thanks

**carwhacko** · March 6th, 2019 05:27 PM

Originally Posted by jncp9886

Good am guys. First time getting a brand new car (ISUZU muX) thru bank financing. May binigay na quote ang dealer sa akin isuzu cagayan de oro at ng apply na kami sa bdo hinihintay nlng ang tawag from CI. Gaano po ba katagal ang bank approval? Mag 2days na since we applied. Any advice or tips po mabibigay. Thanks

Sakin I applied thru dealer rin ang unang nag approve si BDO umabot ng 5 days excluding weekends

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**jncp9886** · March 7th, 2019 12:57 PM

Update as of today. Tumawag na ang bank at approved na daw ung auto loan namin. Hinintay nlng ung unit kasi for shipping pa raw galing Manila.. took 3days for the whole process. Hindi na nga tumawag ang CI ng bank. Nagtaka kami pero approved na pala.

**carwhacko** · March 8th, 2019 01:27 PM

Originally Posted by jncp9886

Update as of today. Tumawag na ang bank at approved na daw ung auto loan namin. Hinintay nlng ung unit kasi for shipping pa raw galing Manila.. took 3days for the whole process. Hindi na nga tumawag ang CI ng bank. Nagtaka kami pero approved na pala.

Congrats! How much was the deal from your bank?

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**jncp9886** · March 8th, 2019 05:51 PM

Around 26% pct bro for 5years. 50pct yung downpayment namin

**Jayr024** · March 20th, 2019 01:12 AM

Hello, can you please check my car if tingin nyo total loss? Umaandar pa sasakyan at napa abante pa siya nun inakyat sa towing truck. Nun isang gabi lang po kasi nang yare and wag naman sana i declare total loss. Pumutok na po dalawang airbag. Radiator okay pa and engine

155311423755 — imgbb.com
IMG-394 — imgbb.com

Thank you sa sasagot.

**aNthraxx** · March 20th, 2019 01:24 AM

Originally Posted by Jayr024

Hello, can you please check my car if tingin nyo total loss? Umaandar pa sasakyan at napa abante pa siya nun inakyat sa towing truck. Nun isang gabi lang po kasi nang yare and wag naman sana i declare total loss. Pumutok na po dalawang airbag. Radiator okay pa and engine

155311423755 — imgbb.com
IMG-394 — imgbb.com

Thank you sa sasagot.

Im assuming you didnt post pictures of the rear as there is no damage? IMO based on the pics alone mukhang hindi naman. Check for alignment issues though of the body, baka sa lakas ng impact eh mis aligned na and there would be structural issues when repaired.

My understanding of total loss is if the repair is more expensive than the insured value they will declare it as a total loss.

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**sirkosero** · March 20th, 2019 07:10 PM

Originally Posted by Jayr024

Hello, can you please check my car if tingin nyo total loss? Umaandar pa sasakyan at napa abante pa siya nun inakyat sa towing truck. Nun isang gabi lang po kasi nang yare and wag naman sana i declare total loss. Pumutok na po dalawang airbag. Radiator okay pa and engine

155311423755 — imgbb.com
IMG-394 — imgbb.com

Thank you sa sasagot.

Doesnt look like totalled. Pumutok ba airbags? If yes, malaki possibility ma total wreck sya sa insurance. If not, repair lang yan

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**ninjababez** · March 22nd, 2019 10:41 AM

Originally Posted by sirkosero

Doesnt look like totalled. Pumutok ba airbags? If yes, malaki possibility ma total wreck sya sa insurance. If not, repair lang yan

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according to his other post pumutok nga airbags. dyan kasi sa area na yan yun "trigger"
personally tanggapin ko nalang as total loss yan, malaki chances na di na ma align yan ng maayos kahit palitan pa parts.

**dr. d** · March 22nd, 2019 11:07 AM

Originally Posted by Jayr024

Hello, can you please check my car if tingin nyo total loss? Umaandar pa sasakyan at napa abante pa siya nun inakyat sa towing truck. Nun isang gabi lang po kasi nang yare and wag naman sana i declare total loss. Pumutok na po dalawang airbag. Radiator okay pa and engine

1553�11423755 — imgbb.com
IMG-394� — imgbb.com

Thank you sa sasagot.

based on the limited and bad pictures, it still looks fix-able.
the engine runs, the radiator doesn't leak (according to you).
the door and fender can be easily fixed or replaced. if the car still runs straight, it probably will not need chassis alignment.