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Verified Tsikot Member
- Join Date
- Jul 2012
- Posts
- 124
September 5th, 2013 05:06 PM #1Hi,
I have a friend na may utang sa akin na cash.
Since hinde siya makabayad, iniwan na muna niya ang fortuner niya with encumbrance,.
Pumayag naman ako since alam ko babalikan niya.
Now, it has been 6 months at wala pa siya nababayas sa amin.
We think that the bank or financing company is looking for this car since nalaman ko na baon na baon pala sa utang un.
Now, what can i do to dispose? I dont have cash to settle this vehicle sa bank din, and its consuming parking space din.
1. Pakatay ko na lang? Where? Sa akin kasi maging pera na lang.
2 return to bank? Un nga lang, wala ako makukuha kahit piso.
Appreciate your inputs
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September 5th, 2013 05:16 PM #2
may kasulatan ba yung arrangement nyo?
honestly talo ka pre.
hindi mo sya mabebenta, dahil encumbered.... may back dues. since kung may back dues, hinahanap na ng bank yan. baka itimbre pa na carnapped, kung pinuntahan nila yung original owner tapos sasabihin ni original owner na wala na sa kanya yung oto.
katay? baka ma trace sa iyo, ikaw ang pagbibintangang carnapper.
the best thing to do is to return to bank, pero talagang wala kang makukuha.
kung documented yung transaction nyo, pwede kang mag demand ng payment sa original na may ari. kung walang pera, pwede kang mag file ng civil case or sum of money.
imho.
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Verified Tsikot Member
- Join Date
- Apr 2008
- Posts
- 63
September 5th, 2013 05:22 PM #3*TS Sir kung hindi paguusapan ang konsensiya eh ipapakatay ko nalang. BUT.. gaya ng post sa taas eh baka pag nagsimula mong chopchopin at hahanapin na ng bank yan baka mapagbintangan ka pa ng carnapping.
Baka naman sir pwede mong hingian ng post dated cheque yung humiram sa iyo ng pera. kung hindi magbayad eh dun mo kasuhan sir.
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September 5th, 2013 05:24 PM #4
tama sir hirap chop chop yan pano kung balikan ka ng original na may ari.
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September 5th, 2013 05:26 PM #5
Charged to experience na yan. Talo ka dyan.
Kung baon sila sa utang, sigurado di ka din mababayadan. Pero kung may kasulatan kayo, may pag-asa ka pa
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Verified Tsikot Member
- Join Date
- Jun 2013
- Posts
- 115
September 5th, 2013 05:53 PM #6Kunin mo spare tire, radio, 3rd seat, mga goma palitan mo kalbo lahat ng makahoy mo basta tatakbo pa oto. Tapos soli mo sa bank. Benta mo mga nakahoy mo.
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Tsikoteer
- Join Date
- Jul 2011
- Posts
- 1,711
September 5th, 2013 05:58 PM #7Kung alam mo kung saan nakatira ung kaibigan mo kausapin mo sha.
kung wala na talagang pambayad palitan na lang ng ibang item ung fortuner:
Sample: CP, Laptops, iPAD, TAB, TV, Microwave, aircon, etc
Anything with value na pwede mo din maibenta or magagamit mo para kahit papaano maibalik ung pinautang mo.
Then tell him kunin na nya ung fortuner.
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Verified Tsikot Member
- Join Date
- Jun 2009
- Posts
- 95
September 5th, 2013 06:04 PM #8yan ang mahirap pag kaibigan ang humiheram ng pera verbal lang ang kasunduan.... hinde ka na ba binalikan ng friend mo?
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Verified Tsikot Member
- Join Date
- Jun 2009
- Posts
- 95
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September 5th, 2013 06:19 PM #10
ang tamang term sir is wag mo ichop chop, pagkahuyan mo lang. tapos ang problema mo, wala ka pang kaso na carnapping.
parang horse trading (chop chop) (illegal) = lobbying (kakahuyin) (legal)
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