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Verified Tsikot Member
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August 9th, 2018 09:14 PM #1Mga bossing! Planning to buy my first car, any advice regarding this if it’s a good buy?
And which one would you choose?
Secondhand
Mazda 3 2.0 Hatchback
About 12t Mileage. Soul red color.
850,000 po benta ng owner
I applied for financing thru security bank.
770t po yung appraised value nila.
20,580 for 36 months = 740,880
740,880 + 272600 dp + 23t chattel = 1,036,480 total payment in 3 years
Brand new Mazda 2V+ hatchback
Price: 1,015,000 (plus 50t here in cebu)
20,209 for 60 months = 1,212,540
Dp all in = 79,000
Total = 1,291,540 in 5 years
I already computed as well the total if it’ll be bought at bank rates with 20% dp, halos less than 10t lng naman difference kasi magbayad pa ng chattel at insurance. So i think mas okay na ung low dp na all in.
Does the convenience of buying a brand new car outweigh the savings sa second hand?
I’m a kind of guy na usually takot magbitaw ng perang malalaki so enticing din ung 79t dp sakin. But paying less but getting more po ung mazda 3.
Thoughts? Any inputs will be appreciated! Thanks in advance.
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Verified Tsikot Member
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August 9th, 2018 09:20 PM #2Well nothing beats a brandnew car. Also the 2 is a nimbler car. Also wary of taking out a mortgage on a used car.
On the other hand, the 3 has more power, more toys and likely still has Yojin 3.
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Tsikoteer
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August 9th, 2018 09:22 PM #3Heck, I ain't putting down 1.2M to buy a subcompact hatch. Being open to used cars, 1.2M can get me a fairly new midsize SUV already. It would be a practical choice too, what with the terrible weather as of late.
Strictly between the two choices, I'd choose the used 3. That is, of course, if fuel consumption is not a big factor. It is still a 2.0L gasoline with an automatic after all, even with all that Skyactiv hype.
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Verified Tsikot Member
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August 9th, 2018 09:38 PM #4Thing sir is, pre tax increase same na kasi ung toys ni mazda 2, basically buying a more expensive car for the same value last year.
And si mazda 3 sir isang beses nlng daw po si yojin.
Just looking at their prices, since d ko naman kaya icash silang dalawa parang win po kasi si mazda 3 kasi 3yrs lng sya hehe
If you have to choose one which is it sir?
Appreciate the input
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August 9th, 2018 09:42 PM #5Thanks for the input sir.
Factors that make me lean towards the mazda 3 would be the savings, size and its toys. And undoubtedly its better looking than the 2
Mazda 3- 1
Mazda 2 -0
Should I squeeze the seller’s price pa po or di na ako talo dito if ever?
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Tsikoteer
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August 9th, 2018 10:01 PM #6Check out the market price of the car and see if the asking price is reasonable. Of course being a used car, you can always ask for a discount. Malay mo, ibigay. Pang gas na rin. Besides, Mazda's aren't exactly known for their resale values.
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Verified Tsikot Member
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August 9th, 2018 11:13 PM #8Mazda 2
- Fresh interior = mabango
- New tires and suspensions = less worries
- Fresh paint = mas presentable
- could be of higher resale value 3 years down the road
- warranty coverage
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Tsikot Member Rank 2
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August 9th, 2018 11:30 PM #9Mazda 3
Almost 3 years old
12k kms only. Almost bnew pa din
Paint can be detailed
* 12k kms im sure tires and suspension is goid as new
Still under warranty.. so check the vehicle and claim warranty if ever..
So for me Mazda 3 it is.. hatch back + soul red is a win
The TS can also haggle more to lower price unlike sa bnew
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August 10th, 2018 01:19 AM #10Mazda 3 for me if casa maintain and no history of accident... pero 800k or lower...
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